I began using Paytm for Uber and Airtel recharge and liked the convenience.

However, due to requests and peer pressure downloaded Mobikwik, PayUmoney, FreeCharge and finally PayTronics.

All of them have some offer or other running, however except Paytm nobody has been able to organise the above ₹10000 KYC quickly enough leading to barely being used.

So in order of use:

PayTm – Uber, Scootsy, Swiggy, recharge and electricity bill also.

PayUmoney – For some recharges or website payment.

Mobikwik – Rarely use except one off.

PayTronics – just for the milk wallah payment.

A small Twitter poll conducted also gave similar answers:

Also what matters to me is the speed of response and service recovery that Paytm does for me.

Let’s see how this plays out.